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rents.ai vs Baselane

Banking with books attached, or books with no bank at all.

Baselane's answer to bookkeeping is to own the bank account. Unlimited checking and savings, automated rent collection, a tenant portal with autopay, and an accountant tax package with Schedule E reports are all on the free Core plan, with Smart at $20/mo adding auto-tagging and cost segregation. rents.ai takes the opposite position: no banking, no payment rails, no connected login, and a subscription that buys the tax engine rather than a place to keep money.

Short answer

Baselane's Core plan is $0/mo and includes landlord banking, automated rent collection, transaction import, a tenant portal with autopay, and an accountant tax package with Schedule E reports; its Smart plan is $20/mo. rents.ai costs $10/mo, has no banking and no payment rails, and asks for no bank login at all. Choose Baselane if you want the money and the books in one account, and rents.ai if you want the depreciation and Schedule E work done on rent that arrives however it already arrives.

What each one costs

Published prices, both sides.

Baselane

Core
$0/mo
Smart
$20/mo

30-day free trial

rents.ai

Basic
$10/mo

one property, every feature

Pro
$18/mo

unlimited properties, every feature

Trial
$0

7 days

Baselane figures read from baselane.com/pricing on August 10, 2026. Products change. If a line here is out of date, tell us and we will correct it.

The $10 question

What the subscription actually buys.

A year-round record for each property: rent roll, ledger, work orders, documents, deposits, notes, and renewal dates. No bank login is required, no rent moves through the product, and nothing changes for your tenants. Keep collecting rent exactly how you do today. If that is not the gap you have, Baselaneis very likely the better answer.

Side by side

Where each one actually earns its keep.

Free plan

a plan you can stay on at $0, not a trial

Baselane
Core is $0/mo
rents.ai
paid only, after a 7-day trial

Automatic bank feeds

pulls transactions from a connected bank login

Baselane
transaction import plus QuickBooks and Xero sync on Core
rents.ai
manual entry or CSV import; no bank login

Online rent collection

tenant payments move through the product

Baselane
automated rent payments on Core
rents.ai
records rent you receive elsewhere

Tenant screening

credit, background, and eviction reports

Baselane
not listed in a plan on the pricing page
rents.ai
not a leasing tool

Listings and syndication

posts a vacancy to the rental sites

Baselane
not stated on the pricing page
rents.ai
not a leasing tool

Schedule E report

income and expenses arranged by tax line

Baselane
accountant tax package and Schedule E reports on Core
rents.ai
per-property rollup by year, print view, CSV export

Residential depreciation computed

cost basis and land split on the 27.5-year mid-month schedule

Baselane
Smart lists cost segregation; a 27.5-year schedule is not stated
rents.ai
computed from cost basis and land on the 27.5-year mid-month schedule

Mobile app

a native iOS or Android app

Baselane
Baselane mobile app on Core
rents.ai
responsive web app, no native app

Maintenance and work orders

work orders with the vendor and what the job cost

Baselane
not stated on the pricing page
rents.ai
Kanban work orders with vendor and cost tracking

How to read this

  • Yes / nothe source page states it, in those words
  • Partialincluded, with a real condition: a higher plan, or a separate fee
  • Not publishedthe pricing page does not say. It is a fact about the source, never a mark against the product

Source

Baselane figures read from baselane.com/pricing on August 10, 2026. Products change. If a line here is out of date, tell us and we will correct it.

Beyond the axes

What this table does not cover.

The rows above compare a narrow set of pricing-page features. rents.ai also keeps these records behind each rental.

  • A per-property ledger, categorized to Schedule E lines all year rather than in April
  • Rent roll with late fees computed from each lease's due day, grace period, and fee rule
  • Residential depreciation from cost basis, land, and in-service date on the 27.5-year mid-month schedule
  • Documents attached to the property, tenant, transaction, or property record they belong to
  • Append-only tenant notes that become immutable after a 15-minute edit window
  • Insurance, property tax, and rental licence records with an SMS renewal reminder before they lapse
  • Per-property P&L, NOI, and cap rate, plus CSV import and export

The honest version

There's a right answer for you.

Sometimes it isn't us, and we'll say so. Here's the short way to tell.

Choose Baselane if

  • You want a dedicated landlord bank account and the books derived from it.
  • You want rent collected and deposited without a second product.
  • A $0 plan that already includes Schedule E reports is hard to argue with.
  • You want the mobile app and tenant autopay that come with it.

Choose rents.ai if

  • You already have banking you like and do not want to move it.
  • You want depreciation computed on the 27.5-year mid-month schedule and placed on line 18.
  • You would rather type or import transactions than connect an account to a third party.
  • You want the rent roll to compute late fees from each lease's own due day and grace period.

On purpose

One of these wants your bank account.

That is the whole comparison, and it is not a criticism. Baselane can be free precisely because banking pays for it, and if you are happy to open an account there you get a great deal. rents.ai charges a subscription because it never touches your money, which means the only thing it can sell you is the bookkeeping and the tax math. Pick the trade you actually prefer.

Questions

What landlords ask comparing the two.

  • Is Baselane free?

    Yes. As published on baselane.com/pricing on August 10, 2026, Baselane's Core plan is $0/mo and includes unlimited checking and savings accounts, automated rent collection, transaction import with QuickBooks and Xero sync, a tenant portal with autopay, a mobile app, and an accountant tax package with Schedule E reports. The Smart plan is $20/mo and includes a 30-day free trial.

  • Do I have to open a Baselane bank account to use it?

    Banking is the centre of the product and is what funds the free plan. Baselane also connects and imports transactions from outside accounts. rents.ai has no banking of any kind, so if avoiding a new financial account is the point, that is the difference between them.

  • Which one handles depreciation?

    Baselane's Smart plan lists cost segregation, but its pricing page does not state that it computes a 27.5-year residential schedule, so this comparison marks that row as partial rather than claiming more than the source shows. rents.ai computes residential depreciation from cost basis, land value and in-service date on the 27.5-year mid-month convention and reports it on Schedule E line 18.

See the books without opening an account.

The public demo shows a full year of categorized transactions, a per-property Schedule E, and the depreciation inputs, with no signup and no bank connection.

  • Live demo: no signup or card
  • No bank connection. Nothing changes for your tenants
  • Trial: 7 days, card required, $0 today
  • Then $10/mo for one or $18/mo for unlimited